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Karnataka Government to Safeguard Borrowers from Microfinance Harassment

In Bengaluru, the state government of Karnataka is set to enforce a new ordinance aimed at curbing the undue pressure placed on borrowers by microfinance companies during debt recovery. Chief Minister Siddaramaiah confirmed on his social media post that this ordinance, which has the Governor's signature, will soon be in effect to shield people from aggressive and unlawful loan recovery practices.

The newly planned ordinance comes as a protective response to numerous complaints from families who have suffered harassment and exploitation by representatives acting under the pretext of debt collection. Recent statements by Deputy Chief Minister DK Shivkumar highlighted that the government will not tolerate any abusive practices and confirmed that steps, such as empowering the police and establishing district helplines, have already been set in motion.

Additionally, during a recent Cabinet meeting, the ordinance was discussed and finalized, reinforcing the government's commitment to addressing the issue. In several districts including Belagavi, Bidar, Mysuru, and Ramanagara, authorities have already registered multiple FIRs against individuals associated with microfinance companies, marking a decisive move against their misconduct.

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6 Comments

Avatar of KittyKat

KittyKat

Microfinance companies have been getting away with exploiting borrowers for too long. This ordinance will finally hold them accountable.

Avatar of Katchuka

Katchuka

Regulation is needed, but this ordinance goes too far. It will make it difficult for microfinance companies to operate and could lead to higher interest rates for borrowers.

Avatar of Noir Black

Noir Black

This ordinance is a waste of taxpayer money. The government should be focusing on more important issues.

Avatar of KittyKat

KittyKat

This ordinance is simply bad policy. It will have negative consequences for the economy and the people of Karnataka.

Avatar of Eugene Alta

Eugene Alta

The government should do more to regulate the microfinance sector. This ordinance is a good start.

Avatar of Noir Black

Noir Black

This ordinance will discourage foreign investment in microfinance. Foreign investors will be hesitant to invest in a country where the government is hostile to microfinance companies.

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