Banking Regulation

Japan's Bank Lending Climbs in June, Surpassing Forecasts

On July 8, 2025, the Bank of Japan reported that total bank lending in Japan experienced a year-on-year increase of 2.8 percent in June. This brought the total lending amount to 639.746 trillion yen. The actual growth exceeded the anticipated 2.3 percent rise and also surpassed the 2.4 percent growth observed in May.

When excluding trusts, the annual growth in lending was even more pronounced, jumping 3.0 percent to reach 561.432 trillion yen. Simultaneously, lending from trusts saw a 1.3 percent year-on-year increase, totaling 78.314 trillion yen.

A significant surge was noted in lending from foreign banks, which soared by 26.2 percent year-on-year, reaching 5.730 trillion yen. This represented an acceleration from the 25.7 percent growth seen in the preceding month.

Considering the second quarter of 2025 as a whole, overall lending experienced a 2.5 percent year-on-year increase.

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5 Comments

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Raphael

2.8% growth? Sounds weak. Is this the best Japan can offer?

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Donatello

Trillions of yen... that's a lot of debt. Worrying numbers.

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Raphael

This is a positive sign for the Japanese economy. Keep it up!

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Donatello

The underlying problems in Japan's economy remain. This is a band-aid.

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Raphael

This signals a rise in investment in Japanese businesses and initiatives.

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